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But writing everything out let me see ALL the little things I tend to forget about, and how quickly they add up. The “makeover” is a set of 7 baby steps, but before the steps comes the cornerstone of the whole program: You make a list of your debts from smallest to biggest excluding mortgage and focus all of your financial effort on one debt at a time making only the minimum payment on all othersworking your way down.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget?

Started at a Transforming Professional and Personal Life. Honestly, you can learn the steps without this book either from the Dave Ramsey website, or even como organizar sua vida financeira gustavo cerbasi, from watching the metric TON of YouTube videos on his channel.


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Como organizar sua vida financeira

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